AML Analyst, Sanctions

  • Circle
  • Ireland
  • Feb 08, 2021

Job Description

Circle is a global financial technology firm that enables businesses of all sizes to harness the power of digital currency and public blockchains for payments, commerce and financial applications worldwide. Circle's platform has supported over 100 million transactions worth tens of billions of dollars, with nearly 10 million retail customers, over a thousand businesses, while storing and securing more than $5 billion in digital currency assets. Circle is also the creator of USD Coin (USDC), the fastest growing, regulated, dollar, which is quickly approaching 10 billion in circulation. Today, Circle's transactional services, business accounts, and platform APIs are giving rise to a new generation of financial services and commerce applications that hold the promise of raising global economic prosperity for all through programmable internet commerce.

What you'll be part of:

With the mission To raise global economic prosperity through programmable internet commerce, Circle was founded on the belief that blockchains and digital currency will rewire the global economic system, creating a fundamentally more open, inclusive, efficient and integrated world economy. We envision a global economy where people and businesses everywhere can more freely connect and transact with each other with new technologies for digital money. We believe such a system can raise prosperity for people and companies everywhere. Our mission is powered by the values we espouse and which we expect all Circlers to respect. We are Multistakeholder, serving the needs of our customers, our shareholders, our employees and families, our local communities and our world. Furthermore, we are also Mindful, Driven by Excellence, and High Integrity.

What you'll be responsible for:

As an Anti-Money Laundering (AML) Analyst, you'll join our AML and Sanctions Team helping understand the sanctions risks posed by our customers and transactions. The ideal candidate is a highly motivated, inquisitive individual with a background in financial crime compliance, who is extremely customer focused and enjoys solving problems.

What you'll work on:
  • Reviewing sanctions, PEP and adverse media alerts for customers and transactions.
  • Liaising with customers to obtain counterparty information.
  • Rescreening customers, vendors and employees on a periodic basis.
  • Conducting testing and tuning of third party screening tools.
  • Assisting sanctions leadership with preparing reports of blocked property and analyzing specific licenses.
  • Maintaining procedures documenting the sanctions and screening processes.
  • Working with product and engineering teams to enhance sanctions screening and geographic control tools.
  • Helping risk rate countries and implementing controls based on changes to the risk profile of each country.
  • Assisting AML team with other tasks as needed.

You will aspire to our four core values:
  • Multistakeholder - you have dedication and commitment to our customers, shareholders, employees and families and local communities.
  • Mindful - you seek to be respectful, an active listener and to pay attention to detail.
  • Driven by Excellence - you are driven by our mission and our passion for customer success which means you relentlessly pursue excellence, that you do not tolerate mediocrity and you work intensely to achieve your goals.
  • High Integrity - you seek open and honest communication, and you hold yourself to very high moral and ethical standards. You reject manipulation, dishonesty and intolerance.

What you'll bring to Circle:
  • A passion for harnessing the power of digital currency and blockchain technology and services built on top of it.
  • B.A./B.S. degree; quantitative or technical degree a plus.
  • 2+ years experience performing screening or KYC at a financial institution, ideally in FinTech.
  • Experience with screening systems (e.g., LexisNexis Bridger, Fircosoft, Thomson Reuters)
  • Strong knowledge of OFAC, HMT, EU and UN sanctions requirements.
  • Proven experience handling large datasets efficiently and effectively; SQL experience a plus.
  • Working knowledge of different payment mechanisms, including wires, ACH, cards, and cryptocurrency.
  • Excellent decision making skills, bias for action and sound judgement.
  • Ability to maintain a strong operational focus with the ability to manage time sensitive workflows across competing priorities.
  • CGSS, CAMS, or CFCS certification is a plus.

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.