Uphold

Uphold combines a platform app model with payment connectivity to offer financial services to a global market. Uphold empowers innovation in financial services through a platform approach where app developers and fintech partners can leverage Uphold’s reach through licensed relationships with banks and financial services partners around the world. Built on a core of proprietary technologies and e-money apps, Uphold embraces a future where people and businesses around the world have access to safe, transparent, fair and affordable financial services.

Uphold Tampa, FL, USA
Sep 27, 2018
Permanent
About Uphold At Uphold, our mission is to create trusted access to digital money and financial services for the many. Since inception, we have fought to provide a fairer, easier and more affordable system. We favor speed, simplicity and ease of use over complexity. We put security and transparency first. Our commitment to transparency sets a new standard for the industry. Unlike banks, we are fully reserved, and transparent: we hold assets to match our obligations and publish both in real time. Presently we are seeking a  Fraud Prevention Manager  who will be responsible for the development and implementation of our fraud/risk strategies improving our ability to detect fraud/risk before an incident occurs This position will report to the Chief Compliance Officer . Candidates should have at least eight years of risk management experience, preferably in a supervisory capacity. Experience working in e-commerce/m-commerce with traditional and alternative payment methods is required. We are looking for a self motivated individual with the ability to accomplish their job duties working in a remote environment. Possible relocation to the San Francisco area in the future, and ability to travel is required. Description The Fraud Manager will identify fraud patterns and develop risk mitigation processes within Uphold’s Information and Security Team, while partnering with Product and Analytics teams to develop optimal solution for maximum automation of fraud detection activities. Responsibilities are focused on building and streamlining rules and strategies to detect and mitigate online risk, and protecting consumers, merchants, and financial partners from fraudulent schemes and attacks. Responsibilities Develop and implement fraud/risk rules and strategies to improve fraud detection accuracy Credit card fraud mitigation experience Analyze large data sets and perform ad-hoc analysis to identify fraud trends, take action to stop fraud activity, enhance fraud rules, and improve automation Manage and develop fraud policies and processes to identify and minimize fraud Monitor and validate the fraud rule performance to ensure optimal results Work with modelers to evaluate and improve model performance by identifying data gaps or new variables Identify and build fraud metrics for KPIs, reports and dashboards to monitor and benchmark performance Collaborate closely with and provide Product Managers with business requirements that would improve risk tools and detection of emerging e-commerce fraud trends Perform business unit and user acceptance testing and coordinate process changes for new code releases Develop and continuously improve process to identify, communicate, and escalate fraud activity to internal and external stakeholders Hire, manage and lead a team of Senior and Junior Fraud Analysts Qualifications Bachelor degree in Math, Statistics, Operations Research or related fields; Master’s degree a plus 8+ years risk management experience in e-commerce/m-commerce with traditional and alternative payment methods Ability to successfully manage and lead a team of Fraud Analysts of varying experience levels Ability to analyze fraud patterns, create empirical rules and prevention strategy to identify and mitigate fraud attacks Extensive knowledge in card-not-present fraud schemes, its risk prevention methods and detection tools for digital, virtual and physical goods Experience mitigating online fraud, such as account takeover, phishing, online card testing, etc. Strong quantitative analytical experience, including background with statistical modeling & analysis Experience in regression modeling, neural networks, decision trees, and similar methodology for detecting and preventing online fraud Ability to analyze large transactional data sets, interpret ambiguous situations, and make decisions under pressure Strong understanding of the online payments landscape across all participants – issuer, merchant, acquirer and network Advanced skills in SAS Enterprise Guide, SQL, UNIX, and Excel Proficient with MS Access, PowerPoint & Office Excellent written, oral and presentation skills and an ability to synthesize information and make clear, concise recommendations on a course of action Creative, team-focused, and effective problem solver EEOC Employer: Uphold is an Equal Opportunity Employer that does not discriminate on the basis of race, color, religion, gender, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, or any other protected class.
Uphold Braga, Portugal
Sep 27, 2018
About Uphold At Uphold, our mission is to establish a trusted, consumer-focused platform that creates easy and fair access to financial services worldwide. Since inception, we have fought to provide a fairer, easier and more affordable system. We favor speed, simplicity and ease of use over complexity. We put security and transparency first. Our commitment to transparency sets a new standard for the industry. Unlike banks, we are fully reserved, and transparent: we hold assets to match our obligations and publish both in real time. Description As Senior Backend Engineer you will be joining a team of makers that are passionate about technology with a great sense of responsibility. Every day we focus on building and improving our systems with scalability in mind based on these three core principles: maintainability, performance, and security. We stand by the idea that source code is a liability, not an asset, so we do our best to keep things simple while making sure they can achieve the desired outcome. We are continuously challenging ourselves, both individually and as a team, to never stop learning. We work collaboratively with a collective code ownership mindset to design and implement complex technical projects, balancing speed with quality, learning from our past mistakes and allowing everyone to take the challenge they see fit. Responsibilities Working closely with product managers and key stakeholders to understand requirements and propose solutions. Designing and developing high-quality, maintainable and scalable code. Prospecting and driving the introduction of new technologies. Working as part of cross-functional teams to develop specifications, model processes and write technical design documents for new projects.   Qualifications Proven background (3-5 years) in a Software Engineering role addressing complex architectural problems with intuitive but straightforward designs that promotes composable and maintainable code. Experience working in different phases of the software development cycle, such as planning, design, implementation, deployment and post-deployment stabilization. Solid understanding of High Availability, Systems Design and Architecture. Experience with relational (preferably PostgreSQL) and/or non-relational databases (e.g. Redis). Experience with message queues (e.g. Kafka, NSQ or RabbitMQ). Test-driven development mindset and Continuous Integration (CI) pipelines. Ability to effectively communicate in English (both written and spoken). Excellent communication skills and a team player with an ability to work with cross-functional teams. Bonus if you have experience in: More than one coding language. Developing software on the Node.js ecosystem. Tuning and optimizing SQL queries. Working in the fintech space and building financial products. Blockchain and other cryptocurrency technologies. Contributing to open-source projects. Application security best practices. BS or advanced degree in Computer Science or equivalent.   EEOC Employer Uphold is an Equal Opportunity Employer that does not discriminate on the basis of race, color, religion, gender, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, or any other protected class.
Uphold Braga, Portugal
Sep 27, 2018
Permanent
About Uphold At Uphold, our mission is to establish a trusted, consumer-focused platform that creates easy and fair access to financial services worldwide. Since inception, we have fought to provide a fairer, easier and more affordable system. We favor speed, simplicity and ease of use over complexity. We put security and transparency first. Our commitment to transparency sets a new standard for the industry. Unlike banks, we are fully reserved, and transparent: we hold assets to match our obligations and publish both in real time. Description The Junior Frontend Engineer will be joining a team of makers that are passionate about technology with a great sense of responsibility. Every day we focus on building and improving our systems with scalability in mind based on these three core principles: maintainability, performance, and security. We stand by the idea that source code is a liability, not an asset, so we do our best to keep things simple while making sure they can achieve the desired outcome. We are continuously challenging ourselves, both individually and as a team, to never stop learning. We work collaboratively with a collective code ownership mindset to design and implement complex technical projects, balancing speed with quality, learning from our past mistakes and allowing everyone time to take the challenge they see fit. Responsibilities Pairing with other frontend engineers to deliver new features and enhancements to the platform. Deploying code to production together with the assistance of other Engineers. Doing peer reviews on pull requests to help identity logic flaws and reducing code complexity. Triaging issues and error reports proposing solutions and collaboratively fixing the underlying cause. Participating in the development and integration of new features. Collaborating in the day-to-day platform support and in the maintenance of our public SDKs. Helping the team keep up-to-date with the tech stack ecosystem. Other duties as required or assigned. Experience & Education Knowledge of front-end technologies and frameworks like React, React Native, Redux, Styled Components and RESTful web services. ES6/7/8 and modern Javascript practices. Modern CSS, including Flexbox/CSS Grid. Proficient with Git. Basic knowledge of standard development pipelines. Ability to effectively communicate in English (written and spoken). Excellent communication skills and a team player with an ability to work with cross-functional teams, and with a great attitude. Contributing to open-source projects. BS or advanced degree in Computer Science or equivalent.   EEOC Employer Uphold is an Equal Opportunity Employer that does not discriminate on the basis of race, color, religion, gender, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, or any other protected class.
Uphold Braga, Portugal
Sep 25, 2018
Permanent
You will be joining a team of makers that are passionate about technology and with a great sense of responsibility. Everyday we focus on building and improving our systems with scalability and high availability in mind based on three core principles: maintainability, performance and security. We stand by the idea that  source code is a liability, not an asset , so we do our best to keep things simple while making sure they are able to achieve the desired outcome. We are continuously challenging ourselves, both individually and as a team, to never stop learning. We work collaboratively with a collective code ownership mindset to design and implement complex technical projects, balancing speed with quality, learning from our past mistakes and allowing everyone to take the challenge they see fit. Primary Responsibilities: As a Junior Backend Engineer, you will be: Pairing with other software engineers to deliver new features and enhancements to the platform. Deploying code to production together with the assistance of other Engineers. Doing peer reviews on pull requests to help identity logic flaws and reducing code complexity. Triaging issues and error reports proposing solutions and collaboratively fixing the underlying cause. Participating in the development of self-contained services to assist other teams. Collaborating in the maintenance of our public API documentation to ensure it is up-to-date. Helping the team keep up-to-date with the tech stack ecosystem. Experience & Education:  Good understanding of relational (preferably PostgreSQL) and/or non-relational databases (e.g. Redis). Experience with Git. Basic knowledge of standard development pipelines. Ability to efficiently communicate in English (written and spoken). Excellent communication skills and a team player with ability to work with cross-functional teams. Contributing to open-source projects. Developing software interacting with message queues (e.g. Kafka, NSQ or RabbitMQ). BS or advanced degree in Computer Science or equivalent.  EEOC Employer: Uphold is an Equal Opportunity Employer that does not discriminate on the basis of race, color, religion, gender, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, or any other protected class.
Uphold New York, NY, USA
Aug 27, 2018
Permanent
At Uphold, our mission is to create trusted access to digital money and financial services for the many. Since inception, we have fought to provide a fairer, easier and more affordable system.  We favor speed, simplicity and ease of use over complexity. We put security and transparency first. Our commitment to transparency sets a new standard for the industry. Unlike banks, we are fully reserved, and transparent: we hold assets to match our obligations and publish both in real time. The ideal candidate is a self-driven leader capable of taking full ownership of legal and risk management matters at the Company. You will be the main legal contact and negotiator for commercial agreements with customer, vendors, reseller partners, and technology partners, and a key contributor to the design and implementation of risk management strategies alongside Uphold’s Security and Compliance teams. As a result, the Associate Corporate Counsel will be an important contributor to operating and strategic decision making to support growth. This position is full-time and exempt.  The Associate Corporate Counsel will report to the General Counsel.   Primary Responsibilities: Negotiate, draft, and execute commercial agreements with customers, resellers, technology partners, landlords, and vendors Serve as partner to Sales with prospective customers Offer counsel on wide-ranging legal issues, and advise executives within the company Work alongside other departments across the company, including HR, Sales, Security, Compliance, Product, and Engineering Advise on contract status, legal risks, and the legal liabilities associated with commercial transactions Researching and anticipating legal issues that could impact the company, including helping guide the company’s data security & data privacy preparedness Operationalize legal workflow and contract management across the company Education & Experience Requirements: Law degree from a recognized university Admitted to a recognized bar 5+ years of experience in large law firm and/or in-house with major corporation Experience in IP and technology transactions a plus Strong interpersonal and presentation skills, ability to communicate effectively with others at all levels of the organization Strong negotiating skills with both legal and financial/commercial issues Ability to work independently with little or no supervision, but be a team player with a great attitude EEOC Employer: Uphold is an Equal Opportunity Employer that does not discriminate on the basis of race, color, religion, gender, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, or any other protected class.
Uphold New York, New York, USA
Aug 27, 2018
Permanent
At Uphold, our mission is to create trusted access to digital money and financial services for the many. Since inception, we have fought to provide a fairer, easier and more affordable system.  We favor speed, simplicity and ease of use over complexity. We put security and transparency first. Our commitment to transparency sets a new standard for the industry. Unlike banks, we are fully reserved, and transparent: we hold assets to match our obligations and publish both in real time. This position reports to the VP Accounting.   Primary Responsibilities: Perform month-end close activities, including preparation of journal entries and reconciliations for various balance sheet and income statement accounts Perform financial statement analyses and document meaningful explanations for fluctuations Review financial statements to ensure transactions and consolidations are properly reflected and in accordance with GAAP Participate in streamlining and process improvement projects, enhancing the internal controls over accounting processes and systems Assist in implementing new accounting policies and procedures Prepare schedules and reports for management and external service providers Support external audit requirements related to specific areas of responsibility, including preparation of audit schedules Support management in completing special projects, ad-hoc reporting and analysis requests, and other tasks as assigned Support financial reporting and planning teams, as necessary   Education and Experience Requirements: BA/BS degree in Accounting or related field 4+ years of accounting experience (preferably with 2+ years of relevant month-end close experience) Strong knowledge and application of GAAP and internal controls Ability to execute, follow-up, and ensure attention to detail Commitment to process improvement and the ability to think “out-of the box” Excellent time management skills, ability to prioritize and multitask High degree of dedication to improvement and strong sense of ownership Strong Excel is required   Nice-to-haves: Non-mandatory Broker-dealer experience NetSuite or similar product experience CPA Experience overseeing technical audits Fintech/SaaS experience EEOC Employer: Uphold is an Equal Opportunity Employer that does not discriminate on the basis of race, color, religion, gender, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, or any other protected class.